{
  "url": "www.zentinyhomes.com/faq/what-is-a-chattel-mortgage-for-a-tiny-home",
  "name": "What is a chattel mortgage for a tiny home?",
  "@type": "FAQPage",
  "@context": "https://schema.org",
  "speakable": {
    "@type": "SpeakableSpecification",
    "cssSelector": [
      "h1",
      ".faq-question",
      ".faq-answer",
      "[itemprop=\"acceptedAnswer\"]"
    ]
  },
  "mainEntity": [
    {
      "name": "What is a chattel mortgage for a tiny home?",
      "@type": "Question",
      "acceptedAnswer": {
        "text": "A chattel mortgage is a loan secured by movable personal property, which is what many tiny homes are classified as. Unlike a traditional mortgage tied to real estate, a chattel mortgage uses the tiny home itself as collateral. This can be a viable option for tiny homes that are not considered RVs but are still movable or not permanently affixed to a foundation. These loans typically have fixed interest rates and terms, making them predictable for budgeting. Approval depends on the home's value and the borrower's credit.",
        "@type": "Answer",
        "description": "A chattel mortgage is a loan secured by a tiny home considered movable personal property. It uses the home as collateral and offers fixed terms, separate from real estate mortgages."
      }
    }
  ],
  "description": "A chattel mortgage is a loan secured by a tiny home considered movable personal property. It uses the home as collateral and offers fixed terms, separate from r"
}